Terms of Service

StackTrace Media, Inc. Last Updated: June 29, 2025

1. ACCEPTANCE OF TERMS

By accessing, subscribing to, or using any newsletter, publication, or service provided by StackTrace Media, Inc. ("Company," "we," "us," or "our"), you ("User," "you," or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

2. DESCRIPTION OF SERVICE

StackTrace Media, Inc. operates newsletters and digital publications covering technology, business, financial markets, economic trends, and related topics. Our services include but are not limited to:

  • Email newsletters
  • Web-based content
  • Premium subscriptions
  • Community features
  • Digital downloads and reports
  • Related digital media services

3. ELIGIBILITY

You must be at least 18 years old to use our services. Users between 13-17 years old may use our services only with parental consent. By using our services, you represent and warrant that you meet these age requirements and have the legal capacity to enter into these Terms.

4. USER ACCOUNTS AND REGISTRATION

4.1 Account Creation

To access certain features, you may need to create an account by providing accurate, current, and complete information.

4.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

4.3 Account Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any other reason at our sole discretion. Upon termination, your right to use our services will cease immediately.

5. SUBSCRIPTION SERVICES

5.1 Free Services

We may offer free newsletter subscriptions and content access.

5.2 Paid Subscriptions

Premium subscriptions may be available for enhanced content and features. Payment terms will be clearly disclosed at the time of purchase.

5.3 Billing and Cancellation

  • Subscriptions automatically renew unless cancelled
  • You may cancel your subscription at any time through your account settings or by contacting support
  • Refunds are provided according to our Refund and Return Policy
  • We reserve the right to change subscription pricing with 30 days advance notice to subscribers

6. CONTENT AND INTELLECTUAL PROPERTY

6.1 Our Content

All content published by StackTrace Media, Inc., including but not limited to articles, newsletters, graphics, logos, software, financial analysis, and market commentary, is protected by copyright, trademark, and other intellectual property laws. This content is owned by or licensed to us.

6.2 Limited License to Users

We grant you a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works from our content without written permission.

6.3 User-Generated Content

If you submit content to us (comments, feedback, etc.), you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, modify, reproduce, and distribute such content in connection with our services.

We respect intellectual property rights. If you believe your copyrighted work has been infringed, please contact us with details of the alleged infringement pursuant to the Digital Millennium Copyright Act (DMCA).

7. FINANCIAL INFORMATION DISCLAIMER

IMPORTANT NOTICE: All content provided by StackTrace Media, Inc. is for informational and educational purposes only. The content is not intended as, and shall not be understood or construed as, financial advice, investment advice, trading advice, or recommendations of any kind.

  • We are not licensed financial advisors, investment advisors, or brokers
  • Our content should not be considered a substitute for advice from certified financial planners, CPAs, or other licensed professionals
  • Past performance discussed in our content does not guarantee future results
  • All investments carry risk of loss, including total loss of principal
  • You should consult with qualified professionals for specific financial guidance tailored to your individual circumstances
  • We do not guarantee the accuracy, completeness, or timeliness of financial information
  • Use all information at your own risk and always conduct independent research before making financial decisions

8. PROHIBITED USES

You agree not to:

  • Use our services for any unlawful purpose or in violation of applicable laws
  • Attempt to gain unauthorized access to our systems or networks
  • Distribute spam, malware, or other harmful content
  • Harass, abuse, or harm other users
  • Reverse engineer, decompile, or disassemble our software
  • Use automated systems to access our services without permission
  • Resell, redistribute, or commercially exploit our content without authorization
  • Share your account credentials with others
  • Use our services to transmit false or misleading information

9. PRIVACY POLICY

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference and available at our website.

10. PROMOTIONAL CODES AND DISCOUNTS

10.1 Promotional Offers

We may offer promotional codes, discounts, referral bonuses, or other special offers from time to time. These offers are subject to specific terms and conditions that will be disclosed at the time of the promotion.

10.2 Referral Program

If we offer a referral program, participants must comply with our referral terms, which may include restrictions on how referral links are shared and used.

10.3 Promotional Code Terms

  • Promotional codes are non-transferable and may not be combined with other offers unless explicitly stated
  • Codes have expiration dates and usage limitations
  • We reserve the right to modify or cancel promotional offers at any time
  • Fraudulent use of promotional codes may result in account termination

11. DISCLAIMERS

11.1 Content Accuracy

While we strive for accuracy, we make no warranties about the completeness, accuracy, or reliability of our content. Content is provided for informational purposes only.

11.2 Service Availability

We do not guarantee that our services will be available at all times or free from interruptions, errors, or security vulnerabilities.

Our content may include links to third-party websites. We are not responsible for the content or practices of these external sites.

11.4 No Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

12. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STACKTRACE MEDIA, INC. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR INVESTMENT LOSSES, ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES.

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.

13. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless StackTrace Media, Inc., its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

14. REFUNDS AND RETURNS

Refunds and returns are governed by our separate Refund and Return Policy, which is incorporated into these Terms by reference and available at our website.

15. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through our services at least 30 days before the changes take effect. Your continued use of our services after such modifications constitutes acceptance of the updated Terms.

16. MODIFICATIONS TO SERVICES

We may modify, suspend, or discontinue any aspect of our services at any time with reasonable notice when feasible.

17. GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware and applicable federal law, without regard to conflict of law principles. Any legal action or proceeding shall be brought exclusively in the federal or state courts located in Delaware.

18. DISPUTE RESOLUTION

18.1 Informal Resolution

Before initiating formal proceedings, parties agree to attempt informal resolution by contacting us directly at support@stacktracemedia.com.

18.2 Arbitration

Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will be conducted in Delaware.

18.3 Class Action Waiver

You waive any right to participate in class action lawsuits or class-wide arbitration against us.

18.4 Exceptions

This arbitration provision does not apply to: (a) claims for injunctive or equitable relief, (b) small claims court proceedings, or (c) claims related to intellectual property infringement.

19. SEVERABILITY

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

20. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and Refund and Return Policy, constitute the entire agreement between you and StackTrace Media, Inc. regarding our services.

21. CONTACT INFORMATION

For questions about these Terms of Service, please contact us at:

StackTrace Media, Inc.
Email: support@stacktracemedia.com

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.